Secure Your
Future & Assets
Hi, I am M Suhaib. I have been in the business of insurance for the last 2 years. I am all set to understand your financial needs and offer you customised solutions.
Why Choose Me?
Customized Insurance Advisory
Making Smart Choices Simple
Insurance isn't just about buying a policy; it's about safeguarding what matters most to you. With 2 years of active service in the financial and insurance domains, I guide you at every step.
I can help you compare the various available policy options and make a smart choice. I represent your interests to find the highest-performing, most cost-effective customized coverage.
Customized Financial Mapping
We map your current liabilities, dependants, and targets before picking coverage.
Unbiased Comparisons
Direct analysis of inclusions, exclusions, waiting periods, and network hospitals.
End-to-End Claim Support
Support does not end with sale. I stand by you to simplify documentation during claims.
2+
Years Experience
120+
Policies Compared
99%
Satisfaction Rate
₹5 Lakhs+
Covered Assets
Insurance Options
Solutions for every requirement
Health Insurance
Safeguard your savings against rising medical bills. Options include Family Floaters, Individual covers, Critical Illness, and Top-ups.
Life Insurance
Guarantee your family's lifestyle and cover liabilities in your absence. Term Insurance plans offer high coverage at very low rates.
Motor Insurance
Protect your car or bike from accidents, theft, fire, and third-party legal claims. Fast, paperless registration and roadside assistance.
Policy Comparator
Side-by-side comparison of options
Health Insurance Types Comparison
| Feature | Individual Plan | Family Floater | Critical Illness Cover |
|---|---|---|---|
| Scope of Cover | Single Person | Whole Family (Floating pool) | Individual (Defined illness lump sum) |
| Premium Level | Moderate | Highly Cost-Effective for Families | Very Low for Large Payouts |
| Sum Insured Benefit | Dedicated to one person | Shared among family members | Paid fully upon diagnosis |
| No Claim Bonus (NCB) | Individual Benefit | Shared Benefit | Not Applicable |
| Pre-Existing Waiting Period | 2 to 4 Years | 2 to 4 Years | 90 Days (Then lump sum payment) |
Life Insurance Policy Models
| Feature | Term Life Plan | Endowment / Savings | ULIP (Market Linked) |
|---|---|---|---|
| Core Purpose | Pure Protection | Savings + Guaranteed Return | Investment + Protection |
| Maturity Benefit | None (Unless return of premium opted) | Sum Assured + Bonuses | Fund Market Value |
| Premium Cost | Extremely Low (e.g. ₹500/mo for 1Cr) | High | Moderate to High |
| Tax Benefit (80C) | Yes | Yes | Yes |
| Liquidity / Withdrawal | No Surrender Value | After 2-3 Years | Partial withdrawal after 5 yrs lock-in |
Vehicle Insurance Coverage
| Feature | Third Party Only (Mandatory) | Standard Comprehensive | Comprehensive + Zero Dep Addon |
|---|---|---|---|
| Legal Requirement | Compulsory by Law | Optional (Recommended) | Optional Add-on |
| Own Damage Coverage | No | Yes | Yes |
| Depreciation Deductible | N/A | Deducted (Metal, fiber, plastic parts) | Nil (100% claim on parts replacement) |
| Third Party Liabilities | Unlimited Coverage | Unlimited Coverage | Unlimited Coverage |
| Natural Disasters / Theft | No | Yes | Yes |
Assess Your Needs
Dynamic Coverage Estimator
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Recommended Security Cover
This coverage covers replacement of income for dependents, pays off outstanding liabilities, and secures medical emergencies without liquidating assets.
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Personalized Consultation
Your Advisor
M Suhaib (2 Years in Business)
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